T. Charles Chambers, CPA

Managing Partner – Canastota Office

  • Audit and Accounting
  • Tax Preparation for Business and Individuals

315.697.2345 ext 105


  • Certified Public Accountant, May 1992
  • New York State Society of CPAs, 1992–present
  • American Institute of CPAs, 2004–present
  • Gustafson & Co., 1991-present

“I liked growing up working at my parents’ Clayton Marina on the St. Lawrence River. That’s why I began college as a business major. But after one of my professors complimented me on my strength in accounting, I changed majors from business to accounting. Getting my CPA was perfect for me because I still enjoy working with so many different businesses.

“At Gustafson and Wargo we’re interested in solving the problems our clients have that keep them up at night. Seven of our twelve staff members are CPAs and we’ve experienced practically every business problem there is. Our roots at G&W are in farm accounts but as we expand here in the Mohawk Valley, our clients include manufacturing, non-profits, retail, and medical practices.”

Charlie graduated with a degree in accounting from Clarkson University in 1989. After a brief time at an international accounting firm in Syracuse, NY, he joined Gustafson & Co. in 1991 and completed his CPA in 1992. He is managing partner and works from the Canastota office.

Charlie lives in Oneida with his wife and three daughters. He’s board member and treasurer of both the Madison County Office for the Aging and Oneida Public Library. He and the family enjoy skiing, hiking, and boating year round at their camp on Loon Lake in the Adirondacks.

Nancy Beadle, CPA

Partner – Utica Office

  • Tax Planning/Compliance for Business, Non-Profits, and Individuals
  • Audit

315.735.0705 ext 210


  • Certified Public Accountant – 1985
  • New York State Society of CPAs – 1994-present
  • American Institute of CPAs – 1997-present
  • Gustafson & Co. – 1990

“Beyond our dedication to timely, accurate auditing and reporting, I like to act as a sounding board for my clients. Here at Gustafson & Wargo, we get to know our clients well. It’s very easy for them to bounce ideas off of us. I listen and then offer advice to improve their businesses or maybe save them money on their personal tax returns.

“As to tax compliance, the rules, laws, and reporting requirements for business and non-profits are complicated, and we are committed to quality work. The one thing I really enjoy is helping our clients get things done right. ”

Nancy graduated Summa Cum Laude from SUNYIT in 1982 with a Bachelor of Science in Accounting. She joined Gustafson and Co. in 1990 and now manages the Utica office. She specializes in audit and tax work including personal, businesses, non-profit, and agriculture.

Nancy lives in Herkimer and is treasurer of St. John’s Episcopal Church. She serves on the Board of Directors of the Church of Christ Uniting and The Mohawk Valley Institute for Learning in Retirement at SUNY PolyTech in Utica, NY. When she’s not in the Utica office helping clients, she’s probably reading a novel, a local history, or anything about the Civil War. Her best times, though, are spent visiting her three grandsons on the West Coast.

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